Companies and retirement funds that value the well-being of their employees or members often provide such individuals with risk benefits whilst they are employed. This forms part of the value proposition offered to attract talent.

The Guardrisk Life Corporate Risk Solutions (CRS) team is a group of technically skilled and innovative specialists who provide tailor-made risk solutions to companies and retirement funds to enhance their employee value proposition through self-insurance via a cell captive. This allows the company or retirement fund the flexibility and the potential to benefit from the following:

• Enhancing benefits offered to their employees or members
• Increasing their employees’ or members’ retirement savings
• Reducing the cost of risk benefits
• Building surplus over time to increase insurance capacity

Guardrisk Life has a full product suite of employee benefits which companies and retirement funds can customise according to their requirements and the needs of their employees or members. These include Life, Funeral, Disability, Income Protection, Education benefits and Critical Illness.