Companies that value the well-being of their own employees often provide them with risk benefits whilst they are employed. This forms part of their employee value proposition (EVP).

The Guardrisk Life Corporate Risk Solutions (CRS) team is a group of technically skilled and innovative specialists who provide tailor-made risk solutions to these companies to enhance their EVP by self-insuring their risks on a group basis, within a cell captive arrangement. This allows the company the flexibility and potential to benefit from the following:

• Enhancing benefits offered to their employees
• Increasing their employees’ savings
• Reducing its cost of insurance
• Building surplus over time to increase insurance capacity

We have a full product suite of employee benefits which companies can customise according to their own needs and their employees’ needs. These include Group Life Assurance; Group Funeral; Educator Benefit; Income Protection; Disability Cover and Critical Illness.