Corporate Risk Solutions (CRS)

Offering clients an equity participation in a licenced insurer through a shareholding agreement.

Servicing the corporate and commercial markets, the CRS team assists clients to structure tailor-made solutions typically referred to as alternative risk transfer (ART) or risk financing.

The solutions are characterised by their ownership structure or participation in a “performance bonus”, which serves to incentivise the insured to manage their own risk and participate in the resulting benefits.

Cover is provided by a blend of self-insurance and risk transfer layers unique to the client’s specific requirements.

We offer the following alternative risk transfer solutions on our Life license:

  • Group Life Assurance
  • Group Funeral
  • Disability
  • Critical Illness
  • Income Replacement
  • Post-retirement Medical Aid

We offer the following alternative risk transfer solutions on our Non-Life License:

Cell Captive

Guardrisk’s cell structure enables it to offer clients an equity participation in a licensed insurer through a shareholding agreement. The […]

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Contingency Policy

Conventional insurance, but with the added benefit of allowing the client to share in underwriting profits.

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Finite Risk Insurance Programmes

Guardrisk’s finite risk loss programme allows companies to budget for such losses and enhance cash flow.

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Corporate Risk Solutions Contact Form