Corporate Risk Solutions (CRS)

Offering clients an equity participation in a licenced insurer through a shareholding agreement.

Companies that value the well-being of their own employees often provide them with risk benefits whilst they are employed. This forms part of their employee value proposition (EVP).

The Guardrisk Life Corporate Risk Solutions (CRS) team is a group of technically skilled and innovative specialists who provide tailor-made risk solutions to these companies to enhance their EVP by self-insuring their risks on a group basis, within a cell captive arrangement. This allows the company the flexibility and potential to benefit from the following:

  • Enhancing benefits offered to their employees
  • Increasing their employees’ savings
  • Reducing its cost of insurance
  • Building surplus over time to increase insurance capacity

We have a full product suite of employee benefits which companies can customise according to their own needs and their employees’ needs. These include Group Life Assurance; Group Funeral; Educator Benefit; Income Protection; Disability Cover and Critical Illness.

We offer the following alternative risk transfer solutions on our Non-Life License:

Cell Captive

Guardrisk’s cell structure enables it to offer clients an equity participation in a licensed insurer through a shareholding agreement. The […]

View Solution

Contingency Policy

Conventional insurance, but with the added benefit of allowing the client to share in underwriting profits.

View Solution

Finite Risk Insurance Programmes

Guardrisk’s finite risk loss programme allows companies to budget for such losses and enhance cash flow.

View Solution

Corporate Risk Solutions Contact Form